{"id":1624,"date":"2026-05-22T14:35:22","date_gmt":"2026-05-22T11:35:22","guid":{"rendered":"https:\/\/bellamarportghalib.com\/?page_id=1624"},"modified":"2026-07-24T16:15:46","modified_gmt":"2026-07-24T13:15:46","slug":"faq","status":"publish","type":"page","link":"https:\/\/bellamarportghalib.com\/pl\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"\n<!-- ============================================================\n     BELLA MAR \u2014 FAQ PAGE v2\n     ========================================\n     Changes from v1:\n     - Semantic HTML: <section>\/<article>\/<h3> instead of div soup\n     - Full accessibility: aria-expanded, aria-controls, aria-labelledby\n     - FAQ Schema (JSON-LD) for Google rich snippets\n     - 3 new contract-sourced questions: inheritance, resale, taxes\n     ========================================\n     Paste into a Custom HTML block on the FAQ page\n     (set page template to Full Width first).\n-->\n\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Playfair+Display:ital,wght@0,700;1,600&#038;family=Inter:wght@300;400;500;600&#038;display=swap\" rel=\"stylesheet\">\n\n<style>\n.bmfaq *, .bmfaq *::before, .bmfaq *::after {\n  box-sizing: border-box; margin: 0; padding: 0;\n}\n:root {\n  --navy:   #1B3A5C;\n  --navy-d: #122A44;\n  --teal:   #0E7C7B;\n  --gold:   #C9952A;\n  --dark:   #2C2C2C;\n  --mid:    #555555;\n  --subtle: #888888;\n  --off:    #FAFAFA;\n  --ff-d:   'Playfair Display', Georgia, serif;\n  --ff-b:   'Inter', system-ui, sans-serif;\n}\n\n.bmfaq {\n  width: 100vw;\n  margin-top: calc(-50vw + 50%);\n  margin-left: calc(-50vw + 50%);\n  margin-right: calc(-50vw + 50%);\n  font-family: var(--ff-b);\n  background: var(--off);\n}\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 BANNER \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.bmfaq__banner {\n  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-d) 100%);\n  padding: clamp(3.5rem, 7vw, 5.5rem) 2.5rem clamp(2.5rem, 5vw, 3.5rem);\n  text-align: center;\n}\n.bmfaq__eyebrow {\n  display: inline-flex;\n  align-items: center;\n  gap: 10px;\n  font-size: 10.5px;\n  font-weight: 600;\n  letter-spacing: 0.16em;\n  text-transform: uppercase;\n  color: var(--gold);\n  margin-bottom: 1.1rem;\n}\n\/* .bmfaq__eyebrow::before, .bmfaq__eyebrow::after {\n  content: ''; 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height: 26px;\n  border-radius: 7px;\n  background: rgba(27,58,92,0.06);\n  display: flex;\n  align-items: center;\n  justify-content: center;\n  color: var(--navy);\n  transition: transform 0.25s ease, background 0.25s ease;\n}\n.bmfaq__item--open .bmfaq__icon {\n  transform: rotate(45deg);\n  background: var(--gold);\n  color: var(--navy);\n}\n.bmfaq__answer-wrap {\n  max-height: 0;\n  overflow: hidden;\n  transition: max-height 0.3s ease;\n}\n.bmfaq__answer {\n  padding: 0 1.4rem 1.3rem;\n  font-size: 13.5px;\n  color: var(--mid);\n  line-height: 1.7;\n  margin: 0;\n}\n.bmfaq__answer strong { color: var(--navy); font-weight: 700; }\n.bmfaq__answer-note {\n  display: block;\n  margin-top: 8px;\n  font-size: 11.5px;\n  color: var(--subtle);\n  font-style: italic;\n}\n\n\/* final CTA *\/\n.bmfaq__cta-band {\n  margin-top: clamp(2.5rem, 5vw, 3.5rem);\n  background: #fff;\n  border: 1.5px solid rgba(201,149,42,0.3);\n  border-radius: 16px;\n  padding: clamp(1.75rem, 4vw, 2.5rem);\n  text-align: center;\n  display: flex;\n  flex-direction: column;\n  align-items: center;\n  gap: 1rem;\n}\n.bmfaq__cta-title {\n  font-family: var(--ff-d);\n  font-size: 1.3rem;\n  font-weight: 700;\n  color: var(--navy);\n  margin: 0;\n}\n.bmfaq__cta-sub {\n  font-size: 13px;\n  color: var(--mid);\n  max-width: 420px;\n  margin: 0;\n}\n.bmfaq__cta-row {\n  display: flex;\n  gap: 12px;\n  flex-wrap: wrap;\n  justify-content: center;\n}\n.bmfaq__cta-btn {\n  display: inline-flex;\n  align-items: center;\n  gap: 8px;\n  padding: 13px 26px;\n  border-radius: 8px;\n  text-decoration: none;\n  font-size: 13.5px;\n  font-weight: 600;\n  transition: transform 0.2s ease, background 0.2s ease;\n}\n.bmfaq__cta-btn--primary {\n  background: var(--gold);\n  color: var(--navy);\n}\n.bmfaq__cta-btn--primary:hover { background: #dba830; 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Egypt permits foreign nationals to hold residential real estate on a Freehold basis, including in the Red Sea Governorate. Ownership is full title, freely transferable by sale, gift, or inheritance.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Is Bella Mar really exclusive to international buyers?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Yes. Bella Mar is marketed exclusively to international, predominantly European, buyers as a deliberate community strategy.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Which payment plan is right for me?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Cash offers maximum value with a 10% discount. Plan A (20% down, 1 year) offers the lowest entry cost. Plan B (25% down, 2 years). All plans accept monthly or quarterly instalments.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Is the cash discount really 10% off everything?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Yes, 10% off the full listed unit price. The 10% maintenance reserve is still payable separately at delivery.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What happens if I miss an instalment payment?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"A 10-day grace period applies from the due date, after which a late-payment charge of \u20ac10 per day applies. If two consecutive instalments remain unpaid, the seller may cancel the contract after a written 30-day notice, with a 20% administrative deduction from the total unit value; the remaining balance is refunded.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Is the Airbnb rental income realistic?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Short-term letting is authorised by Article 16 of the Purchase Agreement. Based on Apartment 107 (\u20ac69,915), conservative assumptions suggest a gross yield of approximately 10.2%, and optimistic assumptions suggest approximately 18.8%. These are market-based estimates, not guaranteed returns.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What happens if the project is delivered late?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"If delivery is delayed more than 3 months beyond the contracted date of 8 March 2028, the seller pays a delay penalty of 2% of all amounts paid, per full quarter of delay, calculated pro-rata.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can I visit the site before deciding?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Yes. A Port Ghalib Discovery Visit can be arranged for serious enquirers, including a full site tour and face-to-face meetings with the team.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Do I need a lawyer?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Independent legal review before signing is strongly recommended. The Arabic contract is the legally binding version; the English version is a reference translation.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How do I transfer money to Egypt?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Via standard international bank wire transfer to the seller's official corporate account in Egypt. Funds can later be repatriated to Europe through official banking channels.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What happens if there's a dispute?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Any dispute falls under the exclusive jurisdiction of the Hurghada Primary Courts, Egypt, per Article 19 of the signed Purchase Agreement.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What's covered by the 10% maintenance reserve?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"A one-time payment at delivery covering the shared entrance, staircases, gardens, elevator, shared BBQ area, water tanks, the building's main plumbing, the heated pool, gym equipment, and security. No additional monthly or annual fees apply.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can my children inherit the property?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Yes. Under Article 17 of the Purchase Agreement, ownership transfers to heirs by inheritance and the contract terms remain binding on them.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can I resell the apartment?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Yes, once at least 50% of the total unit value has been paid. The contract may then be transferred to a third party subject to a 3% administrative transfer fee, per Article 6 of the Purchase Agreement.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What taxes will I pay?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Your tax obligations are strictly limited to the personal real estate tax applicable to your unit. You are not liable for any real estate disposal taxes, corporate income taxes, or other taxes owed by the seller, per Article 9 of the Purchase Agreement.\"\n      }\n    }\n  ]\n}\n<\/script>\n\n<div class=\"bmfaq\">\n\n  <div class=\"bmfaq__banner\">\n    <p class=\"bmfaq__eyebrow\"><\/p>\n    <h1 class=\"bmfaq__banner-title\">Frequently Asked <em>Questions<\/em><\/h1>\n    <p class=\"bmfaq__banner-sub\">\n      Straight answers on ownership, payment, and the buying process \u2014 sourced directly from the Investor Pack and the signed Purchase Agreement.\n    <\/p>\n  <\/div>\n\n  <div class=\"bmfaq__body\">\n\n    <div class=\"bmfaq__filters bmfaq-reveal\" role=\"group\" aria-label=\"Filter questions by category\">\n      <button class=\"bmfaq__filter bmfaq__filter--active\" data-cat=\"all\">All<\/button>\n      <button class=\"bmfaq__filter\" data-cat=\"legal\">Legal &amp; Ownership<\/button>\n      <button class=\"bmfaq__filter\" data-cat=\"payment\">Payment<\/button>\n      <button class=\"bmfaq__filter\" data-cat=\"investment\">Investment<\/button>\n      <button class=\"bmfaq__filter\" data-cat=\"process\">Process<\/button>\n    <\/div>\n\n    <section class=\"bmfaq__list\" id=\"bmfaq-list\" aria-label=\"Frequently asked questions\">\n\n      <!-- 1 -->\n      <article class=\"bmfaq__item bmfaq-reveal\" data-cat=\"legal\">\n        <h3>\n          <button class=\"bmfaq__question\" id=\"bmfaq-q1\" aria-expanded=\"false\" aria-controls=\"bmfaq-a1\">\n            <span>\n              <span class=\"bmfaq__category-tag\">Legal &amp; Ownership<\/span><br>\n              <span class=\"bmfaq__question-text\">Can I own property in Egypt as a European citizen?<\/span>\n            <\/span>\n            <span class=\"bmfaq__icon\" aria-hidden=\"true\">+<\/span>\n          <\/button>\n        <\/h3>\n        <div class=\"bmfaq__answer-wrap\" id=\"bmfaq-a1\" role=\"region\" aria-labelledby=\"bmfaq-q1\">\n          <p class=\"bmfaq__answer\">\n            Yes. Egypt permits foreign nationals to hold residential real estate on a <strong>Freehold basis<\/strong>,\n            including in the Red Sea Governorate. Ownership is full title, freely transferable by sale,\n            gift, or inheritance.\n          <\/p>\n        <\/div>\n      <\/article>\n\n      <!-- 2 -->\n      <article class=\"bmfaq__item bmfaq-reveal\" data-cat=\"legal\">\n        <h3>\n          <button class=\"bmfaq__question\" id=\"bmfaq-q2\" aria-expanded=\"false\" aria-controls=\"bmfaq-a2\">\n            <span>\n              <span class=\"bmfaq__category-tag\">Legal &amp; Ownership<\/span><br>\n              <span class=\"bmfaq__question-text\">Is Bella Mar really exclusive to international buyers?<\/span>\n            <\/span>\n            <span class=\"bmfaq__icon\" aria-hidden=\"true\">+<\/span>\n          <\/button>\n        <\/h3>\n        <div class=\"bmfaq__answer-wrap\" id=\"bmfaq-a2\" role=\"region\" aria-labelledby=\"bmfaq-q2\">\n          <p class=\"bmfaq__answer\">\n            Yes. Bella Mar is marketed exclusively to international \u2014 predominantly European \u2014 buyers.\n            This is a deliberate community strategy: your neighbours share your cultural background,\n            lifestyle values, and expectations of quality.\n          <\/p>\n        <\/div>\n      <\/article>\n\n      <!-- 3 -->\n      <article class=\"bmfaq__item bmfaq-reveal\" data-cat=\"payment\">\n        <h3>\n          <button class=\"bmfaq__question\" id=\"bmfaq-q3\" aria-expanded=\"false\" aria-controls=\"bmfaq-a3\">\n            <span>\n              <span class=\"bmfaq__category-tag\">Payment<\/span><br>\n              <span class=\"bmfaq__question-text\">Which payment plan is right for me?<\/span>\n            <\/span>\n            <span class=\"bmfaq__icon\" aria-hidden=\"true\">+<\/span>\n          <\/button>\n        <\/h3>\n        <div class=\"bmfaq__answer-wrap\" id=\"bmfaq-a3\" role=\"region\" aria-labelledby=\"bmfaq-q3\">\n          <p class=\"bmfaq__answer\">\n            Every plan gets you the same unit at the same price \u2014 it&#8217;s really about what suits your cash flow.\n            <strong>Cash<\/strong> gives you the best value (10% off) and the strongest rental returns.\n            <strong>Plan A<\/strong> (20% down, 1 year) is the fastest way in. <strong>Plan B<\/strong> (25% down,\n            2 years) spreads things out for steadier monthly payments. Instalments can be monthly or quarterly,\n            whichever fits you better.\n          <\/p>\n        <\/div>\n      <\/article>\n\n      <!-- 4 -->\n      <article class=\"bmfaq__item bmfaq-reveal\" data-cat=\"payment\">\n        <h3>\n          <button class=\"bmfaq__question\" id=\"bmfaq-q4\" aria-expanded=\"false\" aria-controls=\"bmfaq-a4\">\n            <span>\n              <span class=\"bmfaq__category-tag\">Payment<\/span><br>\n              <span class=\"bmfaq__question-text\">Is the cash discount really 10% off everything?<\/span>\n            <\/span>\n            <span class=\"bmfaq__icon\" aria-hidden=\"true\">+<\/span>\n          <\/button>\n        <\/h3>\n        <div class=\"bmfaq__answer-wrap\" id=\"bmfaq-a4\" role=\"region\" aria-labelledby=\"bmfaq-q4\">\n          <p class=\"bmfaq__answer\">\n            Yes \u2014 10% off the full listed unit price, no conditions attached. \n            The 10% maintenance reserve is still payable separately at\n            delivery either way.\n          <\/p>\n        <\/div>\n      <\/article>\n\n      <!-- 5 -->\n      <article class=\"bmfaq__item bmfaq-reveal\" data-cat=\"payment\">\n        <h3>\n          <button class=\"bmfaq__question\" id=\"bmfaq-q5\" aria-expanded=\"false\" aria-controls=\"bmfaq-a5\">\n            <span>\n              <span class=\"bmfaq__category-tag\">Payment<\/span><br>\n              <span class=\"bmfaq__question-text\">What happens if I miss an instalment payment?<\/span>\n            <\/span>\n            <span class=\"bmfaq__icon\" aria-hidden=\"true\">+<\/span>\n          <\/button>\n        <\/h3>\n        <div class=\"bmfaq__answer-wrap\" id=\"bmfaq-a5\" role=\"region\" aria-labelledby=\"bmfaq-q5\">\n          <p class=\"bmfaq__answer\">\n            Life happens \u2014 you get a 10-day grace period automatically, no questions asked. After that, a\n            small \u20ac10\/day fee applies. Only if two instalments in a row go unpaid, and after a written\n            30-day notice giving you time to sort things out, would the contract be affected \u2014 and even\n            then, everything you&#8217;ve paid beyond a 20% administrative fee comes back to you.\n          <\/p>\n        <\/div>\n      <\/article>\n\n      <!-- 6 -->\n      <article class=\"bmfaq__item bmfaq-reveal\" data-cat=\"investment\">\n        <h3>\n          <button class=\"bmfaq__question\" id=\"bmfaq-q6\" aria-expanded=\"false\" aria-controls=\"bmfaq-a6\">\n            <span>\n              <span class=\"bmfaq__category-tag\">Investment<\/span><br>\n              <span class=\"bmfaq__question-text\">Is the Airbnb rental income realistic?<\/span>\n            <\/span>\n            <span class=\"bmfaq__icon\" aria-hidden=\"true\">+<\/span>\n          <\/button>\n        <\/h3>\n        <div class=\"bmfaq__answer-wrap\" id=\"bmfaq-a6\" role=\"region\" aria-labelledby=\"bmfaq-q6\">\n          <p class=\"bmfaq__answer\">\n            Short-term letting is authorised in writing by <strong>Article 16<\/strong> of the Purchase\n            Agreement. Based on Apartment 107 (\u20ac69,915), conservative assumptions (60% occupancy, \u20ac65\/night)\n            suggest a gross yield of <strong>~10.2%<\/strong>; optimistic assumptions (80% occupancy, \u20ac90\/night)\n            suggest <strong>~18.8%<\/strong>. Cash buyers see slightly higher effective yields (~11.3%\u201320.9%)\n            thanks to the 10% purchase discount.\n            <span class=\"bmfaq__answer-note\">These are estimates to help you picture the possibilities, not guaranteed returns.<\/span>\n          <\/p>\n        <\/div>\n      <\/article>\n\n      <!-- 7 -->\n      <article class=\"bmfaq__item bmfaq-reveal\" data-cat=\"legal\">\n        <h3>\n          <button class=\"bmfaq__question\" id=\"bmfaq-q7\" aria-expanded=\"false\" aria-controls=\"bmfaq-a7\">\n            <span>\n              <span class=\"bmfaq__category-tag\">Legal &amp; Ownership<\/span><br>\n              <span class=\"bmfaq__question-text\">What happens if the project is delivered late?<\/span>\n            <\/span>\n            <span class=\"bmfaq__icon\" aria-hidden=\"true\">+<\/span>\n          <\/button>\n        <\/h3>\n        <div class=\"bmfaq__answer-wrap\" id=\"bmfaq-a7\" role=\"region\" aria-labelledby=\"bmfaq-q7\">\n          <p class=\"bmfaq__answer\">\n            You&#8217;re protected either way. If delivery runs more than 3 months past the contracted date\n            (8 March 2028), the seller automatically owes you <strong>2% of everything you&#8217;ve paid, for\n            every full quarter of delay<\/strong> \u2014 no need to chase it, it&#8217;s written into the contract\n            (Article 8).\n          <\/p>\n        <\/div>\n      <\/article>\n\n      <!-- 8 -->\n      <article class=\"bmfaq__item bmfaq-reveal\" data-cat=\"process\">\n        <h3>\n          <button class=\"bmfaq__question\" id=\"bmfaq-q8\" aria-expanded=\"false\" aria-controls=\"bmfaq-a8\">\n            <span>\n              <span class=\"bmfaq__category-tag\">Process<\/span><br>\n              <span class=\"bmfaq__question-text\">Can I visit the site before deciding?<\/span>\n            <\/span>\n            <span class=\"bmfaq__icon\" aria-hidden=\"true\">+<\/span>\n          <\/button>\n        <\/h3>\n        <div class=\"bmfaq__answer-wrap\" id=\"bmfaq-a8\" role=\"region\" aria-labelledby=\"bmfaq-q8\">\n          <p class=\"bmfaq__answer\">\n            Yes \u2014 and it&#8217;s strongly encouraged. A <strong>Port Ghalib Discovery Visit<\/strong> can be\n            arranged for serious enquirers: 2\u20133 days including a full site tour, the Red Sea experience,\n            and face-to-face meetings with the team.\n          <\/p>\n        <\/div>\n      <\/article>\n\n      <!-- 9 -->\n      <article class=\"bmfaq__item bmfaq-reveal\" data-cat=\"legal\">\n        <h3>\n          <button class=\"bmfaq__question\" id=\"bmfaq-q9\" aria-expanded=\"false\" aria-controls=\"bmfaq-a9\">\n            <span>\n              <span class=\"bmfaq__category-tag\">Legal &amp; Ownership<\/span><br>\n              <span class=\"bmfaq__question-text\">Do I need a lawyer?<\/span>\n            <\/span>\n            <span class=\"bmfaq__icon\" aria-hidden=\"true\">+<\/span>\n          <\/button>\n        <\/h3>\n        <div class=\"bmfaq__answer-wrap\" id=\"bmfaq-a9\" role=\"region\" aria-labelledby=\"bmfaq-q9\">\n          <p class=\"bmfaq__answer\">\n            You&#8217;re welcome to have your own lawyer review everything before you sign \u2014 many buyers do, and\n            we encourage it. The Arabic version of the contract is the legally binding one, with an English\n            translation provided for reference. If you&#8217;d like, we can introduce you to lawyers experienced\n            with foreign buyers in Egypt.\n          <\/p>\n        <\/div>\n      <\/article>\n\n      <!-- 10 -->\n      <article class=\"bmfaq__item bmfaq-reveal\" data-cat=\"process\">\n        <h3>\n          <button class=\"bmfaq__question\" id=\"bmfaq-q10\" aria-expanded=\"false\" aria-controls=\"bmfaq-a10\">\n            <span>\n              <span class=\"bmfaq__category-tag\">Process<\/span><br>\n              <span class=\"bmfaq__question-text\">How do I transfer money to Egypt?<\/span>\n            <\/span>\n            <span class=\"bmfaq__icon\" aria-hidden=\"true\">+<\/span>\n          <\/button>\n        <\/h3>\n        <div class=\"bmfaq__answer-wrap\" id=\"bmfaq-a10\" role=\"region\" aria-labelledby=\"bmfaq-q10\">\n          <p class=\"bmfaq__answer\">\n            Via standard international bank wire transfer to the seller&#8217;s official corporate account in\n            Egypt. Funds \u2014 including rental income and resale proceeds \u2014 can later be repatriated to\n            Europe in foreign currency through official banking channels. An official receipt is issued\n            for every payment.\n          <\/p>\n        <\/div>\n      <\/article>\n\n      <!-- 11 -->\n      <article class=\"bmfaq__item bmfaq-reveal\" data-cat=\"legal\">\n        <h3>\n          <button class=\"bmfaq__question\" id=\"bmfaq-q11\" aria-expanded=\"false\" aria-controls=\"bmfaq-a11\">\n            <span>\n              <span class=\"bmfaq__category-tag\">Legal &amp; Ownership<\/span><br>\n              <span class=\"bmfaq__question-text\">What happens if there&#8217;s a dispute?<\/span>\n            <\/span>\n            <span class=\"bmfaq__icon\" aria-hidden=\"true\">+<\/span>\n          <\/button>\n        <\/h3>\n        <div class=\"bmfaq__answer-wrap\" id=\"bmfaq-a11\" role=\"region\" aria-labelledby=\"bmfaq-q11\">\n          <p class=\"bmfaq__answer\">\n            It&#8217;s rare, and every clause in this contract is written to keep it that way \u2014 but if a\n            disagreement ever needs resolving, it&#8217;s handled by the <strong>Hurghada Primary Courts<\/strong>\n            in Egypt (Article 19).\n          <\/p>\n        <\/div>\n      <\/article>\n\n      <!-- 12 -->\n      <article class=\"bmfaq__item bmfaq-reveal\" data-cat=\"payment\">\n        <h3>\n          <button class=\"bmfaq__question\" id=\"bmfaq-q12\" aria-expanded=\"false\" aria-controls=\"bmfaq-a12\">\n            <span>\n              <span class=\"bmfaq__category-tag\">Payment<\/span><br>\n              <span class=\"bmfaq__question-text\">What&#8217;s covered by the 10% maintenance reserve?<\/span>\n            <\/span>\n            <span class=\"bmfaq__icon\" aria-hidden=\"true\">+<\/span>\n          <\/button>\n        <\/h3>\n        <div class=\"bmfaq__answer-wrap\" id=\"bmfaq-a12\" role=\"region\" aria-labelledby=\"bmfaq-q12\">\n          <p class=\"bmfaq__answer\">\n            A one-time payment of 10% of the unit value at delivery, covering: the shared entrance,\n            staircases, gardens and irrigation, central satellite dish, common-area lighting, elevator,\n            shared BBQ area, water tanks and pumps, the building&#8217;s main plumbing, the heated pool, gym\n            equipment, and security. No additional monthly or annual maintenance fees are charged\n            beyond this deposit.\n          <\/p>\n        <\/div>\n      <\/article>\n\n      <!-- 13 \u2014 NEW -->\n      <article class=\"bmfaq__item bmfaq-reveal\" data-cat=\"legal\">\n        <h3>\n          <button class=\"bmfaq__question\" id=\"bmfaq-q13\" aria-expanded=\"false\" aria-controls=\"bmfaq-a13\">\n            <span>\n              <span class=\"bmfaq__category-tag\">Legal &amp; Ownership<\/span><br>\n              <span class=\"bmfaq__question-text\">Can my children inherit the property?<\/span>\n            <\/span>\n            <span class=\"bmfaq__icon\" aria-hidden=\"true\">+<\/span>\n          <\/button>\n        <\/h3>\n        <div class=\"bmfaq__answer-wrap\" id=\"bmfaq-a13\" role=\"region\" aria-labelledby=\"bmfaq-q13\">\n          <p class=\"bmfaq__answer\">\n            Yes. Under <strong>Article 17<\/strong> of the Purchase Agreement, the contract&#8217;s terms apply\n            to your specific and general successors \u2014 ownership transfers to your heirs by inheritance,\n            and the agreed terms remain binding on them.\n          <\/p>\n        <\/div>\n      <\/article>\n\n      <!-- 14 \u2014 NEW -->\n      <article class=\"bmfaq__item bmfaq-reveal\" data-cat=\"legal\">\n        <h3>\n          <button class=\"bmfaq__question\" id=\"bmfaq-q14\" aria-expanded=\"false\" aria-controls=\"bmfaq-a14\">\n            <span>\n              <span class=\"bmfaq__category-tag\">Legal &amp; Ownership<\/span><br>\n              <span class=\"bmfaq__question-text\">Can I resell the apartment?<\/span>\n            <\/span>\n            <span class=\"bmfaq__icon\" aria-hidden=\"true\">+<\/span>\n          <\/button>\n        <\/h3>\n        <div class=\"bmfaq__answer-wrap\" id=\"bmfaq-a14\" role=\"region\" aria-labelledby=\"bmfaq-q14\">\n          <p class=\"bmfaq__answer\">\n            Yes, absolutely. Once you&#8217;ve paid at least <strong>50%<\/strong> of the unit&#8217;s value, you&#8217;re free\n            to transfer the contract to someone else, for a modest <strong>3% administrative fee<\/strong>\n            (Article 6).\n          <\/p>\n        <\/div>\n      <\/article>\n\n      <!-- 15 \u2014 NEW -->\n      <article class=\"bmfaq__item bmfaq-reveal\" data-cat=\"legal\">\n        <h3>\n          <button class=\"bmfaq__question\" id=\"bmfaq-q15\" aria-expanded=\"false\" aria-controls=\"bmfaq-a15\">\n            <span>\n              <span class=\"bmfaq__category-tag\">Legal &amp; Ownership<\/span><br>\n              <span class=\"bmfaq__question-text\">What taxes will I pay?<\/span>\n            <\/span>\n            <span class=\"bmfaq__icon\" aria-hidden=\"true\">+<\/span>\n          <\/button>\n        <\/h3>\n        <div class=\"bmfaq__answer-wrap\" id=\"bmfaq-a15\" role=\"region\" aria-labelledby=\"bmfaq-q15\">\n          <p class=\"bmfaq__answer\">\n            Your tax obligations are strictly limited to the <strong>personal real estate tax<\/strong>\n            applicable to your own unit. You are not liable for any real estate disposal taxes, corporate\n            income taxes, or other taxes owed by the seller (Article 9 of the Purchase Agreement).\n          <\/p>\n        <\/div>\n      <\/article>\n\n    <\/section>\n\n    <!-- CTA -->\n    <div class=\"bmfaq__cta-band bmfaq-reveal\">\n      <h2 class=\"bmfaq__cta-title\">Still Have Questions?<\/h2>\n      <p class=\"bmfaq__cta-sub\">\n        Every buyer has different questions, and that&#8217;s completely normal. The Investor Pack covers every\n        unit, price, and legal term in full detail \u2014 or just message the team directly, no question is too small.\n      <\/p>\n      <div class=\"bmfaq__cta-row\">\n        <!-- <a href=\"#investor-pack\" class=\"bmfaq__cta-btn bmfaq__cta-btn--primary\">\n          Download Investor Pack \u2192\n        <\/a> -->\n        <a href=\"https:\/\/wa.me\/201130924774\" target=\"_blank\" rel=\"noopener\" class=\"bmfaq__cta-btn bmfaq__cta-btn--outline\">\n          <img decoding=\"async\" src=\"https:\/\/bellamarportghalib.com\/wp-content\/uploads\/2026\/07\/icons8-whatsapp-logo-50-1.png\" alt=\"WhatsApp\" style=\"width: 30px; height: 30px;\">\n          Ask on WhatsApp\n        <\/a>\n      <\/div>\n    <\/div>\n\n  <\/div>\n<\/div>\n\n<script>\n(function () {\n  var items = document.querySelectorAll('.bmfaq__item');\n  var filters = document.querySelectorAll('.bmfaq__filter');\n\n  items.forEach(function (item) {\n    var btn = item.querySelector('.bmfaq__question');\n    var wrap = item.querySelector('.bmfaq__answer-wrap');\n\n    btn.addEventListener('click', function () {\n      var isOpen = item.classList.contains('bmfaq__item--open');\n\n      \/* close all others *\/\n      items.forEach(function (other) {\n        other.classList.remove('bmfaq__item--open');\n        other.querySelector('.bmfaq__answer-wrap').style.maxHeight = null;\n        other.querySelector('.bmfaq__question').setAttribute('aria-expanded', 'false');\n      });\n\n      if (!isOpen) {\n        item.classList.add('bmfaq__item--open');\n        wrap.style.maxHeight = wrap.scrollHeight + 'px';\n        btn.setAttribute('aria-expanded', 'true');\n      }\n    });\n  });\n\n  filters.forEach(function (filter) {\n    filter.addEventListener('click', function () {\n      filters.forEach(function (f) { f.classList.remove('bmfaq__filter--active'); });\n      this.classList.add('bmfaq__filter--active');\n      var cat = this.getAttribute('data-cat');\n\n      items.forEach(function (item) {\n        var match = cat === 'all' || item.getAttribute('data-cat') === cat;\n        item.style.display = match ? 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flex-direction: column; align-items: flex-start; }\n  .bmfoot__bottom-inner { flex-direction: column; align-items: flex-start; }\n}\n<\/style>\n\n<footer class=\"bmfoot\" aria-label=\"Site footer\">\n\n  <!-- TOP CTA BAND \n  <div class=\"bmfoot__cta-band\">\n    <div class=\"bmfoot__cta-inner\">\n      <div class=\"bmfoot__cta-text\">\n        <h2 class=\"bmfoot__cta-title\">Ready to own your place on the Red Sea?<\/h2>\n        <p class=\"bmfoot__cta-sub\">\n          Download the free Investor Pack \u2014 full pricing, floor plans, and payment plans.\n        <\/p>\n        <p class=\"bmfoot__cta-sub-pl\">\n          Pobierz bezp\u0142atny Pakiet Inwestora \u2014 dost\u0119pny w j\u0119zyku polskim.\n        <\/p>\n      <\/div>\n      <a href=\"#investor-pack\" class=\"bmfoot__cta-btn\">\n        Download Investor Pack\n        <span aria-hidden=\"true\">\u2192<\/span>\n      <\/a>\n    <\/div>\n  <\/div>-->\n\n  <!-- MAIN -->\n  <div class=\"bmfoot__main\">\n\n    <!-- Brand -->\n    <div class=\"bmfoot__brand\">\n      <div class=\"bmfoot__brand-name\">BELLA MAR<\/div>\n      <div class=\"bmfoot__brand-tag\">Port Ghalib \u00b7 Red Sea \u00b7 Egypt<\/div>\n      <p class=\"bmfoot__brand-desc\">\n        An intimate community of just 21 residences, 50 metres from the marina \u2014\n        fully finished and built for an international community.\n      <\/p>\n      <div class=\"bmfoot__badges\">\n        <span class=\"bmfoot__badge\">No annual Service Fees<\/span>\n        <span class=\"bmfoot__badge\">Smart Investment<\/span>\n        <span class=\"bmfoot__badge\">Fully Finished<\/span>\n      <\/div>\n    <\/div>\n\n    <!-- Explore -->\n    <div class=\"bmfoot__col\">\n      <h3 class=\"bmfoot__col-title\">Explore<\/h3>\n      <ul class=\"bmfoot__links\">\n        <li><a href=\"\/\">Home<\/a><\/li>\n        <li><a href=\"\/units-prices\">Units &amp; Prices<\/a><\/li>\n        <li><a href=\"\/location\">Location<\/a><\/li>\n        <li><a href=\"\/investment\">Investment<\/a><\/li>\n        <li><a href=\"\/Contanct\">Contact<\/a><\/li>\n\n      <\/ul>\n    <\/div>\n\n    <!-- Buyer info -->\n    <div class=\"bmfoot__col\">\n      <h3 class=\"bmfoot__col-title\">Buyer Info<\/h3>\n      <ul class=\"bmfoot__links\">\n        <li><a href=\"\/faq\">FAQ<\/a><\/li>\n        <li><a href=\"\/legal\">Legal Framework<\/a><\/li>\n        <li><a href=\"#investor-pack\">Investor Pack<\/a><\/li>\n        <li><a href=\"\/contact\">Contact Us<\/a><\/li>\n      <\/ul>\n    <\/div>\n\n    <!-- Contact -->\n    <div class=\"bmfoot__col\">\n      <h3 class=\"bmfoot__col-title\">Get in Touch<\/h3>\n\n      <div class=\"bmfoot__contact-item\">\n        <svg class=\"bmfoot__contact-icon\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\">\n          <path d=\"M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 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